![]() ![]() Inflation: The death benefit is increased by 25% over the first six years of the policy in hopes to mitigate the effects of inflation.Family ADB : You can extend the ADB to a spouse and any dependent children.Accidental death benefit : In addition to the option of buying as a standalone policy, you may add an ADB rider, which provides an additional payout if death occurs as a result of a qualifying accident, typically within 90 days of the event.Rider Options for Fidelity Lifeĭepending on the specific policy, Fidelity Life offers a number of helpful riders to consider when evaluating your life insurance needs: Those who want an accidental death benefit without the other coverage provided by life insurance can also buy an ADB policy through Fidelity Life. Plus, the option to add an accidental death benefit (ADB) rider to existing policies provides added flexibility and peace of mind. The Fidelity Life website says it sometimes waives the medical exam requirement for healthy individuals. RAPIDecision plans give you up to six months after you’re approved for coverage to get your required medical exam. ![]() Its RAPIDecision Express policy is designed for those who want quick and easy coverage, while the RAPIDecision Senior Whole Life policy is ideal for seniors who may have difficulty obtaining traditional life insurance. Fidelity Life offers a range of policies that cater to different needs and situations. ![]()
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